Now is a great time to look at where you are not spending money while sheltering in place and stash it away in a high interest savings account. An emergency fund covering 6-12 months is “best,” but new research from JP Morgan Chase shows 6 weeks should be enough to weather volitility in income and expenses (they also made this handy calculator).

My monthly expenses in March were significantly lower since I’m not currently paying for gas, tolls, restaurants, or a yoga studio membership. While I am currently employed, my job is not very recession-proof, so every extra dollar is going into emergency cash savings.